When I was 9 my father passed away and left me a IRA inheritance. When I was 10 my mother who was my guardian at the time pulled all the money out of the IRA and spent it on herself. She however never paid the taxes. I am now 24 and being faced with a tax bill of over $23,000 from my inheritance that I never even got. Do I really owe this amount or is there a way to have it put in my mother's name? What legal action can I take?