What can I do to lower my car payments.My payment are to high and I might loss my job so I don't know what to do.

Attempt to refinance. If that fails is it possible to sell the car and purchase something less expensive?

Or simply turn the car back in - realizing you will undoubtedly owe something after it is sold.

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Originally Posted by couponchaser

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Call your car company and be honest with them. Tell them your situation and in the wake of the whole economic meltdown a lot of creditors are becoming very understanding. Sometimes you can get your payments deferred for a bit or they may work with you in some other arrangement.

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Originally Posted by Purdue2010

Call your car company and be honest with them. Tell them your situation and in the wake of the whole economic meltdown a lot of creditors are becoming very understanding. Sometimes you can get your payments deferred for a bit or they may work with you in some other arrangement.

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It would appear that a bank or finance company is involved in this - the car company/dealer has long been out of the picture.

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Originally Posted by JudyKayTee

It would appear that a bank or finance company is involved in this - the car company/dealer has long been out of the picture.

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When I say car company I mean it to be synonymous with the bank or the finance company. We usually say car company in these parts for that, and dealer for the dealership. My apologies I should have clarified.