Bankruptcy 13 and 2nd mortgage
I had to file a chapter 13 because of credit card debt. I have no debt except living expences and my home. My first mortgage is current but the 2nd is not. This 1st is an FHA with 5%intrest the second is a closed end equity line of credit with 8.25% interest. st mortgage payment $660.00 including tax and insurance. 2nd is $674.00 I have a balance of $33,000.00/ with 7yrs remaning on 1st and $45,500.00 on 2nd with around 8yrs remaining. I want to keep my house I have lived here for 20 yrs. My bank says I do no qualify for Oboma's plan because of FHA on 1st. Can some one tell me what are my options here being in chapter 13?