I would like to know how to changing the ownership of a home because the payments and the interest rate are to high and would like to change home ownership to see if the rates will lower.

Gamonray, you don't change the ownership of your home because the interest rates are too high. What you need to do is re-negotiate your mortgage, if you have enough equity in your home, to make it more manageable.

Tick

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Originally Posted by tickle

Gamonray, you dont change the ownership of your home because the interest rates are too high. What you need to do is re-negotiate your mortgage, if you have enough equity in your home, to make it more manageable.

tick

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I read this as OP not getting a favorable rate because of some circumstance, perhaps a bad credit report and wanting someone else with better credit to obtain a mortgage.

Of course, I've been wrong before.