I reside in the philippines
I have used my credit card like account to withdraw money in order to pay for my sister's hospital bill,in which she cannot afford
I wasn't able to pay for it,since they promise that they will be the one to pay it
A certain fiscal said I,would be charged criminally using RA8484 of the philippine constitution or access device code
Thus converting civil case into criminal case
Is this right?
What should I do?
Please help me