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-   -   Rear End Collision - Liability Coverage (https://www.askmehelpdesk.com/showthread.php?t=385333)

  • Aug 10, 2009, 09:04 AM
    imadthegreat
    Rear End Collision - Liability Coverage
    Hi

    I was driving a friends car who doesn't live in US anymore. He wanted me to sell his car so I was coming from Walmart after getting a new battery and a tire when while waiting on a red light I was rear ended. Its an old car and I had liability coverage on it. I was going to sell the car for $2500 before this happened. Damage to the car is easy $3000. Now when I call my insurance company so they can work with the other insurance company they said I should work myself since I have only liability coverage.

    I just want some suggestions before I call this insurance company. Since I don't own the car how is it going to work out. Since my friend is outside US, are they going to send check to my address or his address.

    Thanks
    Imad
  • Aug 10, 2009, 09:11 AM
    AK lawyer
    You need to get a power of attorney from your friend giving you the authority to negotiate with the insurance company and receive a settlement from them.

    Please understand that a POA will not allow you to go to court for your friend. So another option would be to have the title transferred to you.
  • Aug 10, 2009, 09:27 AM
    imadthegreat

    Thanks for your reply. Power of attorney sounds reasonable but if I transfer the title, wouldn't the date of title show that it was transferred after the crash? I can transfer the title to my name but will that help?

    Thanks again for your help.
    Imad
  • Aug 10, 2009, 09:41 AM
    AK lawyer
    Your friend could give you an assignment all claims regarding the vehicle. That would make the date of title transfer not a problem.

    To protect your friend, you should also have a written agreement with him specifying what he will receive.

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