I have accumalated a large amount of unsecured credit card debt. The amount of debt exceeds the value of my home, that I own. No mortgage. What I am wanting to know is can the debtors ffile suit against me and force me to sell my home? Chapter 7 bankruptcy nor Chaper 13 are an option due the value of my home. I look forward to hearing from anyone who has knowledge on this.

Generally, your home is exempt from unsecured debt. At most, they might be able to place a lien against your home, but not force you to sell.

Whatnabout getting a mortgage on your home to settle some of your debt?

she said the amount of debt is more than the value of her house, that is why I said most.