Summoned by a Debt Collector - what to do
So here it goes.
My wife got summoned from a debt collector and had copies of the original creditor Citibank. The debt collector (attorney) does not want to settle and it looks like we will end up going to court. I never ever said I won't pay but I have said I can't pay. Everything is under my wife's name and she is a homemaker. She has not worked for over 3 years and won't be working anytime soon. The only thing with her name and mine is our home. I am not really worried about a lien or something since we have no plans of moving anytime soon. So it will probably be there for 30 years or more.
Besides that what is the worst case scenario if we end up at court?