Hi all. I'm trying to find out how I can contest a judgment for school debt. I believe this is considered a default judgment, as I never received a summons or any other documents from New York State. I found the information on my credit file, and want to see what options I have.

I left a SUNY school within 2 weeks of the semester starting - this was a medical withdrawl. I believe SUNY guidelines say that you may withdrawl within 5 weeks without owing 100% of the semester. So, 2 weeks is well within that. Second, the bursar removed ALL tuition and fees for this period. Let me repeat, the bursar did not charge me for ANY tuition or fees because I left so soon into the semester. However, this seems to be the charges for housing & meal plan (plus applicable fees or interest, I'm sure).

Can I do anything about this? Can I contest this? I don't have $6000 to give to NY for charges that I wasn't even supposed to have incurred. I'm worried if I start fighting this that they'll start garnishing my wages. I know judgments can fall off after 7 years, OR they can be renewed. I'm sure NYS will probably do all they can to renew and I don't want to take that chance.

Sorry for the long-winded post. Any help/insight is appreciated.

D.

So, what did you do with the student loan money if you didn't use it for education? If you didn't eventually need it, why didn't you pay it back ?

Tick

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Originally Posted by tickle

so, what did you do with the student loan money if you didnt use it for education? If you didnt eventually need it, why didnt you pay it back ?

tick

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I didn't say anything in my post about student loans. I didn't have any! This is about the charges from the SCHOOL, not related to any student loan. What I'm saying is I did a medical withdrawl (was in the hospital for severe lung issues), the bursar credited my acct, but housing and meal plan didn't. Flash forward, a judgement was made for those charges when they should've been pro-rated (or removed) from the get-go.