Credit card debt of my passing father
My father just died and has about $16K in credit card debt. He has his name alone in on the card. I called the credit card company and they asked for a death certificate and I asked them is my mom responsible for his debt - they said no it is only in his name. They said they may pursue his "estate".
We may get some life insurance money but have no idea how much. This will help us pay for the funeral. Can they go after my mother's home - it is not paid in full yet. Can they take te life insurance away from us? They still owe about $113K and she wants to stay in it. Can they take away his pension she is getting from him or his Social security she is getting. We have a car that is not workable but that is all we have - can't say there is anything that would be considered an "estate".
Maybe I am unsue of what an estate is for sure.
I just don't want my mom to loose here home over this.
Thanks