I have had many times where I have had EXTREMELY vivid dreams, ones that seemed like they really happened.
They all came true, in one form or the other the next day...
I know what most of my family is going to say, before they say it.
I know when the phone is going to ring, before it does, and most of the time I know who is calling...
Am I a freak of nature, or is this something more- it creeps some of my friends out... :confused:

No not a freak of nature you are just very in tune with things.

I had a similar unexplainable incident with my first car. My parking brake would slip occasionally. One night I was in an apartment parking structure. As I walked away, I heard someone call my name. When I turned around, my car was rolling backwards. There was no other soul to be found on my parking level. I have no idea who called my name, but I'm thinking it was a voice in my head warning me.

Makapuu sounds as though you have a guardian angel or spirit guide looking out for you. Both you and the OP sound as though you both maybe psychic, or mediumistic abilities.