Life Insurance Proceeds vs Debt
My mother recently passed away and left approx. $3,000. In life insurance. This amount was used to cover her final expenses which totaled $5,700. The remainder was paid by me. Was I under any obligation to pay her remaining credit card debt first out of the proceeds ? Or was I legally entitled to use all of the money to pay her final expenses. My mother had no other assets.. there is no "estate".. . she was in a nursing home which was paid for by medicare and medicade. Also, I reside in New Jersey if that is relevant. Thank you