Your parents put equal annual beginning-of-the-year deposits of $1,200 into an account earning 8% per year from the day you were born until your 18th birthday (a total of 19 deposits). How much money is in that account today?

FVoa = PMT [((1 + I)^n - 1) / I]
FVoa = 1,200 [((1 + 0.08)^19 - 1) / 0.08]
FVoa = 1,200 [((1.08)^19 - 1) / 0.08]
FVoa = 1,200 [((1.08)^19 - 1) / 0.08]
FVoa = 1,200 [(4.3157 - 1) / 0.08]
FVoa = 1,200 [3.3157 / 0.08]
FVoa = 1,200 [41.4463]
FVoa = 49,735.56