How are people expected to pay off old debt with what minimum wage and what things cost. I have about $4,000 in debt and I honestly don't know what to do. I can't get a loan to pay off the debt because said debt exists. How do I fix this? Are there grants for this sort of thing?

For a little background, I'm a 23 year old caregiver who has no kids, and no bills are credit card bills, they are old utility bills, dental bills, and the like that I can't afford to pay back.

How do I pay off my debt while paying current bills?

Are you talking to me or tagging along on my post?