Does Renters Insurance Pay for dent/broken windshield
My Wife and I moved into an apartment complex last fall and there are softball/soccer fields behind our building. Our 2 story building runs parallel with the 3rd base foul line. Recently softball season started and about every night 1 softball goes foul and hits the roof of our building. Sometimes they roll back off the back of the building, but other times they go over the peak of the roof and land in the front of the building in our parking lot. Last night one came over and hit our neighbors car and put a sizable dent in her fender. She went over and talked to ump and he said it would be considered an act of God. Is that true? Is she stuck paying her deductible on her car insurance? There are nets along the 3rd base foul line to catch foul balls, but they do not go back toward home plate enough. The softball fields are ran by the city and all of our parking spaces are assigned by apartment management so we have no choice where we park. Can she go after the city or the apartment management for repairs to her vehicle since it is known that balls occasionally go foul and appropriate measures have obviously not been taken to keep the balls on the field. Thx