My husband recently quit his job to go back to school. Now we are living off my income only w/a little help from family.

Can I pull from my 401k at my work as a hardship withdrawal? To help with living expenses so we don't have to borrow money from the bank again!

Considering the cost of withdrawing early, it would probably be cheaper to borrow the money. Have you looked into taking a loan out against the money?

The hardship withdrawal would have to be to pay for your husband's education, not just general liuving expenses. But I agree with ScottGem - it would be a better deal if your plan allows you to take a loan against your account, rather than making a withdrawal. Withdrawals are subject to income tax as well as the 10% early withdrawal penalty (even if it is classified as a "hardship" withdrawal). Talk to your plan administrator to see if your plan has a loan provision.