Ask Me Help Desk

Ask Me Help Desk (https://www.askmehelpdesk.com/forum.php)
-   Other Law (https://www.askmehelpdesk.com/forumdisplay.php?f=190)
-   -   Lien placed on property by collection agency lawyer (https://www.askmehelpdesk.com/showthread.php?t=351962)

  • May 10, 2009, 07:33 AM
    octagon14
    Lien placed on property by collection agency lawyer
    A property lien was placed on my home due to my wife's credit card debt by a collection agency lawyer. I had no knowledge of this lien. Is it legal?
  • May 10, 2009, 07:37 AM
    ScottGem

    Is your wife's n ame on the deed? Was a judgement awarded against her?
  • May 10, 2009, 08:12 AM
    JudyKayTee

    If the Judgment is against her solely and the property is owned by you solely, no, it's not legal. A creditor cannot lien against property which the debtor does not own.

    (I just realized I parroted Scott. Sorry.)
  • May 10, 2009, 12:24 PM
    ScottGem
    Quote:
    Originally Posted by JudyKayTee View Post
    (I just realized I parroted Scott. Sorry.)
    Would you like a cracker? <eg>
  • May 10, 2009, 06:42 PM
    Fr_Chuck

    They may only get a lien if there was a judgement, so the credit card company had to sue them and get a judgement. After they have a judgement they may often get the lien.
    In some places there are homestead exemptions

    • All times are GMT -7. The time now is 11:57 AM.