I was living with an ex boyfriend for 3 years and when his father got cancer. I helped support him and his mum and dad financially a lot. I let him use my credit card for pay for a court fine, travel cards, shopping etc but then he started to use my card for things I didn't know about and I didn't find out until a lot later. As soon as I did I took the card back and soon later we broke up. He always promised to pay me even after we broke up. But 2 years later I still haven't received a single payment. I have credit card statements, proof of a msn conversation and some texts I think, stating he promised to pay me back. Do I have any chance of getting any of this money back?

Go to small claims court because a verbal contract is the same as a written one in Delaware you may consult with the courts and you could sue him for the money

Make sure to bring all proof of his promise to repay with you. If you can, try bringing it up with him in an email for more proof. Do not tell him that you are filing a claim against him. Also, find out what the statute of limitations are in your area. Two years later may be too long to file a claim.

I don't agree with the other posters, not just yet. Are you saying you gave him your card to buy things and approved of some purchases but not other and want your money back for the things you did not want him to buy?? If so most judges would say you gave him permission to use the card and the debit is yours to pay. You can't reserve the right to approve or disapprove after the fact. I am sorry but I think you made two mistakes; #1 picking him as you BF and #2 handing him your card.

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Originally Posted by ballengerb1

I don't agree with the other posters, not just yet. Are you saying you gave him your card to buy things and approved of some purchases but not other and want your money back for the things you did not want him to buy??? If so most judges would say you gave himpermission to use the card and the debit is your to pay. You can't reserve the right to approve or disapprove after the fact. I am sorry but I think you made two mistakes; #1 picking him as you BF and #2 handing him your card.

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You are right I did not see it that way good thinking

Take this claim to small courts. You def have a claim. I have worked as a legal clerk for 3 years now and I have seen several similar cases come up. You will need to bring proofs and documents, credit card statement and any other receipts you can find.I would suggest getting a lawyer to take up your claim, if the amount is large, paying someone a part of it and getting most of it is still better than getting nothing. The email idea is good, if he agrees you increase your chances. I will however warn you that these things get tedeious, time consuming and for the most part stressful. If you are up for the battle, go to court. Once he is notified, his behavior in my experience will get worst. He will tell you that he will def. not pay you back now, etc... try not to contact him at all and have no verbal conversations. Try to use text messaging, emails or letters to stregthen your claim.

Hope this helps..
Good luck

Agree with Ballinger - it's the intent at the TIME of the "loans/gifts," not arrangements made after that that count.

For example, you use my credit card for living expenses. There is no agreement about paying me back. We break up. I want my money. The Court may or may not decide that your agreement to pay me back was NOT made at the time the card was used, is "buyer's remorse" and was said simply to get me to shut up and go away.

I think this is not as clear cut as other people believe.

Also emails "setting him up" are very likely not going to be admissible and are going to explode in OP's face.