My husband and I have outstanding legal fees close to 100,000 owed. We refused to sign a mortgage note for the amount owed which gave him the right to foreclose next year. Can he put a lien on our house anyway and if so, can he foreclose whenever he wants?

He can't put a lien on your house without suing you and winning a judgment. The judgment acts as a lien. But once he gets the judgment he can't foreclose. He has to wait to get paid until you either refinance or sell the house.

Thank you very much for your reply. It helped to relieve a lot of our anxiety.

That's what we're here for. :) Good luck!