Originally Posted by
Romefalls19
My fiance and I have shared finances, separate accounts(for now) until everything is straightened out with her job. We are planning on getting a joint account mid June. We doing share a savings account currently though, in my name for reasons dealing with welfare.
My advice, if your spouse has the same type of outlook on money, then sharing finances isn't a bad idea. However if you differ, then separate is the way to go.
For example, my fiance and I are both against needless spending, so saving money is not a problem and both consult each other on what needs to be bought and what is a luxury.
A friend of mine and his wife, are the opposite, he spends money without any thought to rent, bills or anything. She wants to save for a house and be able to pay bills. They were joined account that has now been forced to go separate.