Debt collector called 7/8 years old credit card bill!
Hi, I got a call from a debt collector for a old credit card bill (7/8 years). They are trying to collect the money with interested up to now. What should I do? I live in Kansas. Kansas Statutes of Limitations are: 1) Written agreement, contract or promise: 5 years.
2) Expressed or implied but not written contracts, obligations or liabilities: 3 years.
3) Relief on the grounds of fraud: 2 years. All these time I was thinking its gone from my credit report since its over 7 years and I am free from the liability. Can you guys please advise what should I do or need to be done. Thanks for your advise in advance.