My wife is being sued by a collection agency for a 4000.00 account she made payments before she lost her job but after she lost her job I could not manage to pay it all.she is now a stay at home mom taking care of my son can my pay be garnished since the debt was obtained before we were married what will happen

If the debt is in your wife's name then a judgment could only be rendered against her and not you. Consequently, only her monies could be subject to a garnishment and not yours.

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Originally Posted by Justice Matters

If the debt is in your wife's name then a judgment could only be rendered against her and not you. Consequently, only her monies could be subject to a garnishment and not yours.

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JusticeMatters doesn't need me to explain their answers (they know what they are talking about) but anything INDIVIDUAL (in her name) or JOINT (in both names) can be liened.

Anything in your name cannot.

Sorry "Justice" - it drives me crazy when people explain to me what I meant (?) but thought it might need clarification.

Waving across the border -

To further clarify, if you have a joint checking account with your wife, that ENTIRE account can be attached to pay the judgement. You would then have to prove which funds were yours and which were hers to get an adjustment if allowed.

And to go even further, were you ever a signee on the account or did you ever use the card and sign for the item. They could use that in court showing a responsibility