Is it legal to collect on a debt that was legally discharged in a bankruptcy 12 years ago?
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Is it legal to collect on a debt that was legally discharged in a bankruptcy 12 years ago?
No
No it is not legal, was it "sold" to a third party that may not be aware ?
You merely send them a copy of he discharge papers and the listing showing this debt included.
Of course some debts can't ( in the US) be discharged such as student loans.
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