I got a marketing letter from a lawyer saying that public records say that I am being sued by Capital One. I am confused as to how they received this information, so I did a search of Google and found no public records to that sort. I often check the website for my local civil court where there is a section that you can look up court filings. I searched for my name and I found an old case that was settled in 2006, and then two new cases that I haven't received papers for (none for Capital One, though), and they have a filing date of December 2008.

I'm not sure if this is really me, maybe someone with the same name, but I am very concerned. How long does it take for the papers to get to me? Should I go to the court and confirm that I am the person who is being sued here or wait for service? Also, where else can I look for public records that may have my name? Thanks.

Get a credit report from Experion, Transunion, or another credit reporting agency
Lile Equifax, or all three, to first ascertain that your identity has not been
Stolen. Check for unauthorized accounts, address changes and credit
Charges that you weren't aware of. Good luck. This information applies if
You are in the U.S.