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-   -   Can I Sue my Bank? (https://www.askmehelpdesk.com/showthread.php?t=313548)

  • Feb 5, 2009, 01:57 PM
    dbadwal
    Can I Sue my Bank?
    In Dec 2008, I need to apply for extension of my visa to Home Office UK, for which I needed a covering letter from bank stating that I had "so much" amount in my bank from last 3 months. But bank refused to give me that cover letter, saying that they don’t issue these kind of letters.
    On the basis of not submitting a cove letter Visa officer refused to grant me visa extension, of which now I ve lodged appeal in Tribunal. I hired a solicitor and all other expenses costed me £3000.
    Now after getting refusal letter when I again went to my bank branch and told them to give me a letter stating that the bank don’t issue such letters, they gave me a letter stating that they don’t issue such letters. But when I approached another branch, they gave me a cover letter stating that I had so much amount during last 3 months. Which is contradictory and if they would have been given that cover letter before applying for visa, it wouldn’t have been refused.


    Now please guide me if I can sue my bank in court. And how should I start, whom should I contact. Please suggest a lawyer who is expert in these kind of cases.
  • Feb 5, 2009, 02:26 PM
    ScottGem

    It depends on the whether the rule is corporate wide or branchwide.

    If the branch that refused you was acting against corporate policy you have a case. If they weren't you have no case, even though another branch chose to provide the info. So you need to find out what corporate policy is.
  • Feb 6, 2009, 06:14 AM
    dbadwal
    Thanks for your valuable suggestion. I'll check my bank's corporate policy and look into matter. Anyway, many thanks for your input and time.

    Dharmender Badwal

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