Getting Rid of Second Mortgage through Bankruptcy
I paid off my first mortgage but now have a second mortgage. The house is not worth the second mortgage and have no idea why they called it a second mortgage when the first mortgage was paid off when I got the second mortgage. Which bankruptcy (7 or 13)would be best if I want them to take the home. The home was never worth the amount of the refinance(or second mortgage). I need to start my life over some where else and having this home is stressful.