Grounding of "main panel"
I recently experienced monumental problems following neutral failure in my underground electrical supply. As a result, I have had the main breaker panel replaced because it appeared the main breaker was over stressed and an installed surge breaker had melted into the panel.
I am concerned about grounds though the power co. engineer claims better grounds would not likely have prevented problems (LOTS of things burned out!).
Power comes in to a main disconnect which is grounded to a driven ground rod. 3-wire service entrance cable feeds the main 200A panel in the house (about 50' running underground). This panel is not bonded and is grounded via a second ground driven rod at least 40' from the main disconnect. Subsequent to installation of the main panel, #6 ground wire was run through conduit during construction of an attached garage. This could be used to tie the ground at the main disconnect to the ground in the main panel but my electrician thinks this not a good idea.
Should I have this ground tied to the ground in the main panel? Should I drive a second ground rod and tie it to the existing ground rod for the main panel.
When the power co. replaces my failed underground service, I can install another ground at the main disconnect to a well casing. Would this be a good idea?
(note, the main panel is really a sub as it is being fed from the main disconnect). Thanks in advance for any help and advice.