Originally Posted by
JudyKayTee
Exactly. And what is really sad is this is pretty much what my sister in law told me after she didn't make the payments on time, caused my credit rating to drop, I had to carry that record for seven years - that I should speak to an Attorney and take action against the bank.
I mean no offense to OP. Times are tough - but maybe people who need "you" to cosign or they can't get a loan are in the trouble they are in because of their mindset. The initial, "Honestly, is this $4,000 loan" such a big deal question probably says it all.
Apparently it's not a big deal to the person with bad credit but is a big deal to the person with good credit.
Sad - and, again, this one involves family.