Due to a job loss, my mobile home is being repossessed. It is on my property, and I'm still waiting for them to move it (almost a month). The finance company says, "It will be moved when the movers have time to get to it." I'm thinking of selling the property and relocating. What would happen with the mobile home if I sell the property?

If you can prove that it will moved then the buyer will have to deal with it.

I've been to court, and they sent someone out to take pictures and put new locks on it. The finance company said they have movers coming to get it. Since they have already locked me out, how long do I have to wait for them to move it? Can they leave it indefinitely? Since I'm locked out and it's on my property, I'd really like it gone. It's been locked for 29 days. I haven't made the decision to sell just yet, but am considering it. Would I be responsible for any damage that may happen to the mobile home if I sell the property?

I would turn the tables and give them a 30 day notice to move it or you will start charging them rent.

Thank you for your help ScottGem.

I saw another poster on here (same state) who's been waiting for 3 months for them to come get the mobile home off his property. They lock it up, then leave it sitting. It's time to talk to an attorney. A mobile home is titled, like a car, not deeded. After a certain amount of time, it would be considered abandoned I think.

Finance companies are generally in no hurry to move a mobile home off private property. Home movers are hard to come by lately due to the weather, high winds, rain, snow, etc. at this time of the year. I would keep pressuring the finance company to come and move it NOW. You can still sell the property with the proviso that the mobile home is not included in the sale. You cannot consider the mobile home "abandoned property" and keep it. This belongs to the finance company and they will come and get it. I work for a manufactured home/modular dealer and we have access to lists of repoed homes. Some homes have been in mobile home parks for years provided the lot rent has been paid. Private propery is a different matter though. Keep pressing the finance company for the removal of the home.

Thank you twinkiedooter.

However, I didn't want to consider it abandoned so I could keep it. But rather call a mover myself and have them store it. I just want it gone and think a month is plenty of time for them to move it. Interested buyers would want the property because it's mobile home ready. But would they want to deal with a finance company, I don't know. I certainly wouldn't buy a property where I didn't know how long the finance company would take to move it.

Oh, you will defintely change your mind once you find out just how much it costs to actually move it and get it ready to be moved. Are the wheels and axles under it? If not, you will have to purchase some in order for it to be moved. Also storage is not cheap either and you will have to pay for that as the finance company certainly won't stand for it.

Look over your original paperwork that you signed when you purchased it. At my office there is some sort of waiver and agreement that the landowner must sign allowing the home to be on the property and not included in any sale of the land. Also in that waiver there is a sentence saying that the landowner can charge rent on the home while it is on the property.

Keep calling them and ask to speak to a higher up in the office and insist they come and get it ASAP. If you keep calling, they will get the hint and move it. Just calling once or twice is not going to cut it with those people. They need constant calling to light a fire under their behind. I know.

Oh yes, I need to dig that contract out. This has been so worrisome for me, I didn't even think about that. Losing a job is so stressful and I can't concentrate on anything right now. Thank you. Thank you so much.

The thought of moving it was if they didn't come get it in whatever time is allowed them legally. I really don't think it'll go that far, but was just trying to figure out what to do. They've had a month, and I don't mind waiting another few weeks. But I don't want it still sitting here 6 months from now, or 3 months from now. I had an old trailer moved here before I got this one. The movers here, the one I used and all the ones I talked to anyway, have their own axles though. All the work has been done to this one, it's waiting on their movers to pick it up. Everything is disconnected, porches moved and under pinning off. I'll take your advice and just start calling next week. Maybe telling them I'm selling the property will help get it moved a little quicker.

Thank you for all your help twinkiedooter. So sorry, I'm just stressed right now.

Hello sec:

ScottGem gave you the BEST advice. I wouldn't call. I'd send 'em a certified letter, return receipt requested. If they don't pay, I'd sue 'em in small claims court.

They'll move it. Or if you sue them, you might win some rent.

excon