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Have a chase credit card I am unable to pay minimum and at this time they are not will to set a budget payment plan with me... my concern is that chase now has bought out or taken over the bank I have my checking with and I am concerned that my definency will be taken without my consent from my account because they are now one.
Can they do that?
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Originally Posted by richardr
Someone else posted this and the answer was yes. I'd move the checking account if you are attempting to shield it.
Of course, they'll eventually get a judgment against you and collect by other means but that is in the future.
Yes, and if they see you have a large amount in checking will wonder why they are not being paid more
Out of the blue after 3years, a credit collection agency has said I owe £700 on a credit card, which we made a full and final settlement of £2000, when we moved house 3 years ago, one I can't afford to pay this amount, but the credit agency would like to take me to court, also I can not afford a solicitors fee, what can I do to get out off this please
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Originally Posted by jsphotography
Tell the agency it's been settled, paid in full/final settlement. Ask for their mailing address and send them a copy of your papers.
Inability to pay is not a defense; having already paid it in full, in agreement with the creditor, is a defense.
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