My boyfriend and I live in St. Louis Missouri and we have a joint bank account and savings account. He has a judgement against him for a personal loan. I had called the creditor to set up payments. We came into a bind to pay the monthly payment so they levied our accounts. They took every red cent. Most of the money in the accounts were my payroll checks. Can they take my money even though we have a joint account? I called the creditor to make new arrangements for the payments. They said they lifted the levy and now the account was no longer frozen. I had put money back into both accounts so we could pay our bills. Now they have levied the account again! How can they take everything and leave you nothing to live on? How are we suppose to pay bills, buy groceries, and buy gas to get to work when they take it all? Isn't there some kind of guidelines that are suppose to protect some of the money so you can live? Can someone please tell me what I'm suppose to do about this?:mad: