I received a letter in the mail with a check. I thaught it was the dream job I was looking for but it turned out to be fraud. I cashed the check it bounced and now I owe my bank money how can I come to handle this the company and its address is not real all I know about the company is that it has me wire money here in the US and they are located in Quebec Canada from my phone bill what can I do any one got any aswers.

Sorry, first this is the best and biggest known scam going on today. Almost all job sites have warnings about use of money that you are asked to wire.

Next don't expect them to be I Canada, most likely Africa or some Island nation where the law ca not touch them. That is the thing about using western union, you think the money is going somewhere but a person can pick up themoney from anywhere in the world.

You can report this to the police but most likely that money is just gone and you are not going to ever find who did it.

So what you have to do , is make payment arrangements with the bank, since they can even file criminal charges against you if you don't get them paid back quickly.

Thank you, That's what many have said I guess I already know the answer. Is there other information or help that may be of help that any may know of

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Originally Posted by NSaldana

Thank you, Thats what many have said i guess i already know the answer. Is there other information or help that may be of help that any may know of

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Nope, Frchuck covered it all. Report the incident to the Police, of course, but basically you we your bank the money and your chances of getting any money back are somewhere between slim and none.

It's the old Nigerian money scam. Been around for years but there are numerous twists to the scam. Unfortunately you cashed the check and probably spent it all. There is virtually nothing you can do to these people. Now you'll have to repay your bank as quickly as possible so they don't file criminal charges against you.

Yes, the newer version is now they make it look like a secret shopper. They may send you out to some real stores first, and send you 10 dollars or something then they send you a check for 1000 or something like that, to secret shop western union, you cash the check, keep 200 dollars and send the rest back with a report latter on how the western union did, just like a real secret shopper.
The only trouble, after they send you on a few, the checks start coming back stolen, or fraud, or bad in some manner. The newer version makes web sites that look like real secret shopper sites.

I unfortunately know someone who worked for a company like this... they claim to be a financial service company who needs you to pay insurance on a cash prize you won... they even front you the money to pay this fee.

But the check they send you is fake and the money you sent them with western union is not...

It will be impossible to trace, these people are well organised and sometimes even hire employees of the money transfer service to delete the transaction.

Report it to the police maybe they can do something, Just remember in the future, you can never win a prize when you did not sign up to win

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Originally Posted by Lowtax4eva

I unfortunately know someone who worked for a company like this...they claim to be a financial service company who needs you to pay insurance on a cash prize you won... they even front you the money to pay this fee.

But the check they send you is fake and the money you sent them with western union is not...

It will be impossible to trace, these people are well organised and sometimes even hire employees of the money transfer service to delete the transaction.

Report it to the police maybe they can do something, Just remember in the future, you can never win a prize when you did not sign up to win

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Agreed but I think this situation was a "job" where the person receives checks, deposits them, takes out his/her "commission," sends the balance to the employer - and, of course, the checks are fraudulent.