Car accident w/o police report.
Hi everyone, I'm seeking legal advice about a car accident I was involved in. I stopped in the parking lot (there weren't a lot of cars there). The car in front of me was pulling out and backed into me. The damage is not big, but there are some big scratches on my bumper and the front light. The drived told me that she was OK with me either calling the cops or she'd reimburse me for the damages. We exchanged information and decided not to call the cops. I went to the body shop and the amount of $500 was determined by obtaining an estimate of repair. I called her mom (that's who I was dealing with) and told her, I wanted to be nice so I asked her if she wanted me to go to the shop she recommends to see if it would be cheaper. I went to the one she recommended and they estimated it to be $600. So we agreed on $500. We agreed to sign the letter saying that she aggreeably reimburses me and that I got a full refund for the damages. She can't come to me, and she wants me to meet her brother who I've never met or spoken with. My questions is... is there anything illegal in what I am doing (asking for money w/o report). And the other question is, if she doesn't pay... what can I do to get reimbursed, by the way it happened over 2 months ago. Can I still call her insurance company w/o police report? Thank you in adance for your help. (sorry it took that long :) )