Okay I'm 18 years old and I'm moving out of my moms house as of today. It all started with a fight. My mom is trying to threaten me to get me to move back in. She said if I walked out of her house she would shut off my phone and take me off the car insurance. My phone has already been shut off but what about the insurance?

I just looked at my insurance card (Progressive) and it says good through till February 28, 2009. My boyfriend says that once you have the card even if they cancel that the insurance is good through the date on the card. So here is the question. Even if my mom takes me off the car insurance, do I still techniqually have car insurance till February 28, 2009?

From my experience, insurance can be cancelled at any time. The card given to you just states the insurance term. Your mom can cancel at any time and get a refund.

Do you have a job, Jessica? Also, what was the fight about and what was your temperament when you spoke with your mom, please? You know that you have some dear people here who have shared with you in the past and would be very willing to do so again. Most of those people are still on the site on a regular basis. Even more extremely caring and kind people have been joined too! You know that if you need strong shoulders on which to lean and a kind and caring ear to listen, then you're going to be able to find them here!

Thanks!

:( thanks clough... well it's so stupid it all started cause I didn't clean my room and then she blamed it all on my boyfriend and started insulting him and some how his mother got involved too. He works at the same place as my step dad so when ever he messes up at work I get an ear full. I was just so fed up that I started to argue with her and eventually when she kept bringing up my room I told her if she wanted it cleaned so d*mn bad that I wouldn't just clean it I would clean it out! So today I went to my house and cleaned my room putting three boxes of stuff in my car. My mother said that if I walked out that door that she would cancel my phone and take me off the insurance. But I'm so tired of them insulting the one thing that is really good in my life and so I don't care and I left. So now I'm at my boyfriends where him and his mother said I can stay. I'm 18 so it's legal.

If you're safe and have a place to stay, that's good!

Please don't be burning your bridges with your mom just yet. Be calm with her, even silent at times. Show her that you're not just a little girl anymore but a woman who can take care of herself. Think very carefully about anything that you'll say before you say it. The sooner that you can show that you can truly be independent, the better.

How about writing your mom a letter? You could describe how you feel without being accusing of her in any way or being confrontational. "Mom, you know that I love you! I'm eighteen now, have a boyfriend and am trying to carve out a life for myself the best that I can. I want to go to college and am trying to find a way to do that. I truly appreciate all the love and support that you've given me through the years. That's something that I'll never forget and for which I'll always be grateful. I just would like to have a chance for me to be myself now as a woman and as a person who is trying her best to be what every parent would like their children to be, self-sufficient, prosperous and using their talents to the best of their abilities"... etc.

I don't want to burn bridges with her I love my mom a lot. But she is making it very hard to not be angry with her.

And knowing my mom... if I wrote her a letter like that se would probably say something along the lines of "I realize that and I hope someday you do but this is not the time. You're not ready." I know she would. Like I said I love her but everything has to be her way. :/

So does anyone else know anything about insurance? And I just realized that my car is in my step dad's name. Can they take my car if they so choose?

Mom can cancel you off the insurance for the car at any time. The card indicating that the insurance is good through Feb means that if the insurance is paid up and no changes such as having you removed off the policy. The card is just to show to the cops if you are stopped to prove you have insurance.

And yes, they can take the car if it is not in your name as well or they stop giving you the privilege of driving it.

P.S. It's spelled "discrimination" and not discremination. Just an FIY on this so you'd have the correct spelling.

You friend has no idea what they are talking about, in some states the police may see it and not give you a ticket, but it is cancelled the day the owner of the policy calls and tells them to cancell. Also in many states if you do not have valid insurance they will revoke your car tag also, but not sure on your state.

But to be honest, if you are old enough to move out, and over 18 and not in college, you should be paying all of your cell phone and insurance anyway.

And yes, if the car is not I your name, they can just come pick it up anytime they want.

Thank you everyone for your posts the issue regarding this has been resolved. Thanks again!