Hello,
First of all I live in Texas and have unpaid credit card debt that I probably eventually be sued for. The SOL has not been reached. I have done research, and understand that my wages cannot be garnished in Texas. I understand that a lien can be placed against my home, but Texas has 100% homestead protection(What does that exactly mean?). What I do want to know is can my bank account be "seized" and if so how many times can the same creditor do this? I have read conflicting threads on this matter, and Can anything else be touched such as two owned primary vehicles not worth more that $7,000 a piece? After seven years of non payment do these come off your credit report? Also any advice would be helpful as I pretty much live paycheck to paycheck and have no real possible way of ever paying off these debts. Thank you so much!