Working with creditors and what they can and can not do
I've read a few of the questions and answers on working with someone when you are repaying a credit card. I read where someone mentioned to get it in writing if they accept payment that they will report the account paid in full and remove all derogatory items. I was curious, do all agencies have the ability to make this agreement? I remember one time being told that they could not, do you think they were only saying that because they didn't want to agree to that part?