Can a co-signer still put their name on the title a month or so later even if the buyer is fine with it?

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Originally Posted by mhusom

Can a co-signer still put their name on the title a month or so later even if the buyer is fine with it?

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The title to what? A car - I would guess.

Yes it's a car!

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Originally Posted by mhusom

yes its a car!

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If the finance company/bank has a lien you cannot change the title - in NYS at least. You cannot change ownership (which the title does) until the loan is paid.

I don't know if the finance/bank would rewrite the loan and add the new name - I suppose that's an option.

If the loan goes into default the bank wants to move against the debtor/owner - so you can't add another person.