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-   -   Texas judgement (https://www.askmehelpdesk.com/showthread.php?t=266262)

  • Oct 4, 2008, 03:08 PM
    wendb
    Texas judgement
    I have a bank placing a judgement for a unsecured loan. I live in Texas can they garnish my wages? Freeze my bank account? What about my home?
  • Oct 4, 2008, 03:27 PM
    JudyKayTee
    Quote:
    Originally Posted by wendb View Post
    I have a bank placing a judgement for a unsecured loan. I live in Texas can thay garnish my wages? Freeze my bank account? What about my home?


    Texas does NOT allow wage garnishment for consumer debt so your salary is safe; they CAN place a lien on your home; Texas DOES allow levy of bank accounts, seizure and sale of non exempt property and liens against real property although a sale of a PRIMARY residence cannot be forced and the lien just basically sits there until satisfied or the proeprty is sold.

    Texas is a community property state - some joint marital property can be seized, levied or liened when only one spouse is the debtor.

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