I held a joint account with my husband for which we recently received a judgement. I made 3 payments while husband did nothing (then stopped paying because he refused to help... I can't do it all... ). Now I have received a garnishment notice in my name only. The company knows of my husband's place of employment. Should I just let this ride or do I have a leg to stand on here? The account was in BOTH our names; the judgement came in BOTH our names, but only I am being garnished. Is there some course of action I should take? (Other than getting rid of the husband) Thanks.

I don't quite follow your logic.

You are married to him, if he doesn't pay, you simply can't not pay. The assets are both of yours, the bills both of yours.

Yes they can just go after you if you have a separate bank account. You are both responsible. You could sue your husband for the money, but then, why are you married to him then with such a lack of trust?

There is no law that says they have to garnish him, since it is in "both names" they must have found your employer first, or perhaps a garnishment for him is still in the works (not served yet)

But the only course of action you can take is either prove the debt wrong, or let them have the money.

And even getting rid of the husband at this point, won't start the granishment.

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Originally Posted by CaptainForest

I don't quite follow your logic.

You are married to him, if he doesn’t pay, you simply can't not pay. The assets are both of yours, the bills both of yours.

Yes they can just go after you if you have a separate bank account. You are both responsible. You could sue your husband for the money, but then, why are you married to him then with such a lack of trust?

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Just came here for an explanation, not marriage counseling. Thanks.

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Originally Posted by Fr_Chuck

There is no law that says they have to garnish him, since it is in "both names" they must have found your employer first, or perhaps a garnishment for him is still in the works (not served yet)

But the only course of action you can take is either prove the debt wrong, or let them have the money.

And even getting rid of the husband at this point, won't start the granishment.

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Thank you for your comment.

Hi, juswandering,
You do have some good answers. I am sorry you feel it is "marriage counseling".
You do have two choices; either pay off the debt, or have granishment issues against you. Your name may have been chosen, instead of your husband, because you were making the payments; not him, but who knows.
I do wish you the best, and good luck.