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-   -   Access to your bank account (https://www.askmehelpdesk.com/showthread.php?t=262236)

  • Sep 19, 2008, 11:43 AM
    kwirwinco
    Access to your bank account
    If you are as I am the only person listed on account - can anyone else or any institution charge your bank account without your permission or specific authorization
    Also if the method of accessing your account is with a debit card number obtained from paying the first bill how does that charge fit into the scheme of things. The same is true about an electronic check submitted to my account and the way the check info was gained was a specific one time purchase some 4 months prior, in on Feb 22 and has consisted of current charges of $49.95 for June and July Additionally the same method - electronic check is being used $19.95 for the past two months. One Bank kept allowing the charges until the account was negative and then charged $30 for each NSF trans action
    Captain Irwin - USAF the 60's
  • Sep 19, 2008, 12:27 PM
    JudyKayTee
    Quote:

    Originally Posted by kwirwinco
    If you are as I am the only person listed on account - can anyone else or any institution charge your bank account without your permission or specific authorization
    Also if the method of accessing your account is with a debit card number obtained from paying the first bill how does that charge fit into the scheme of things. The same is true about an electronic check submitted to my account and the way the check info was gained was a specific one time purchase some 4 months prior, in on Feb 22 and has consisted of current charges of $49.95 for June and July Additionally the same method - electronic check is being used $19.95 for the past two months. One Bank kept allowing the charges til the account was negative and then charged $30 for each NSF trans action
    Captain Irwin - USAF the 60's


    Your account cannot be charged without permission or authorization - what does the Bank tell you about the transactions? Who authorized them?

    Do you have the details of your four month ago electronic transfer? Was this to be a recurring charge?

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