Homeowners Association issued Summons should I just pay?
I received a summons from the Homeowner's Association for back dues (partial 2006 and for 2007). I was underemployed for most of 2007 and just didn't have the money, I still don't. I will have to skip a mortgage payment to pay them. Since I know that I do owe at least most of the amount requested in the summons should I just send the law firm a check? Or should I ask for a line item invoice detailing the exact amounts owed and for what?
Also... what happens if I pay without going to the courthouse to answer the summons. I figure since I signed the homeowners association agreement that I am already on the losing end and should just send a check. What happens if I do this? SHould I send personal check or cashiers check?
I just started a new full time job that requires a lot of traveling and I don't want to request off work to go to the courthouse to respond to a complaint that is probably valid considering late fees being added. I don't think the judge will accept I didn't have the money, still don't have the money and may end up in foreclosure trying to pay dues to an association that probably really don't need the money right now.
One more thing, should I consult a lawyer? I don't have money for lawyer fees either but I just need to get this over with and put my house up for sale. No more homeowner associations for me! I quit!!
Please help! I think I only have 12 days left. The summons is stamped the 3rd of Sept and that I have 30 days to respond but I keep seeing people responding saying we really only have 20 days.