This is very embarrassing!
I have skin that is much darker than my normal complection. It is unfortunately due to carlessness from my youth. I scrub really hard but I can't seem to get rid of it. Please help. Please note that I can't afford expensive creams and laser treatments. How can I get rid of this problem??

Are you sure you don't have any health issues? Diabetes can cause a discoloration to the skin. I would get a complete check (blood work, etc.) up with your doctor.