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-   -   Foreclosure on mortgage (https://www.askmehelpdesk.com/showthread.php?t=25020)

  • Apr 21, 2006, 11:28 AM
    Marolyn Allen
    Foreclosure on mortgage
    My Mother has sold her House, and carried the mortgage Herself. I have
    Power of attorney over Her, and She is now unable to handle her
    Finances. The mortgage payment is over a month overdue. I sent the buyer
    A certified letter,letting Her know that I was handeling Mother's finances
    At this time, and for Her to send the house payment to my address.
    If She does not comply to the terms of the mortgage, how do I forclose
    On the mortgage?
  • Apr 21, 2006, 11:39 AM
    ScottGem
    I would contact the county clerk's office where the mortgage is filed. They should be able to give you the information. I doubt if you can obtain a foreclosure over a month or more overdue. Though you should be able to add late charges to the principle. Foreclosure proceeding may take several months. You may also need to pay sheriff's fees to evict.

    Another point here. I would be careful about antagonizing the mortgagee. There is a possibility that she may do damage to the house in retaliation.
  • Apr 21, 2006, 02:15 PM
    Marolyn Allen
    Thanks, Scott Gem. The info was helpful. I will go to the county clerk and
    See what I can find. Thanks so much

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