Serious Financial Trouble! Frozen bank account
I had a debt with a major credit card company. I lost my job last year and after 7 months, I finally got a new one. During the period where I didn't have a job, I couldn't pay any bills. So the credit card company sent that bill to a collection agency. So, I didn't pay the collection agency either. The collection agency sent that debt to a law office. I just got a letter in the mail from the law office that was a summons for court. Today I found out that the same law office froze my bank account! How can they sue me in court for the debt AND, at the same time, take money from me in my bank account? Is this legal? I live in NY state if that matters. What should I do about the frozen bank account? I get direct deposit at work. I just want this debt paid.