Hello, we just got done with the Hugo, MN tornado. I had other peoples property here, that was damaged. (truck topper, semi hood to be repainted, and my dads boat.) Non of them have insurance because it's all paid for etc. Hail ruined the topper, wind blue the semi truck hood over and broke it in pieces, debrie flew into the side of the boat. Shouldn't my home owners policy cover it? We have Allstate. I have gotten repair quotes for all and submitted them. Any sugestions? Thanks Jeff

If you have submitted all quotes to Allstate, all you can do is wait to hear from them. I don't know what you mean by none of them have insurance because are all paid for. Whether paid for or not, should have insurance.