Too late to vacate judgment?
Hello all. I am asking a question for an elderly neighbor. Her bank account was frozen due to a judgment posted/recorded on June 16th of this year. From my own experience, I was able to have a judgment lifted because I filed an motion to vacate that judgment. I filed the motion within 30 days. Mine was for a voluntary repo which I found out I do owe but the judgment had to be lifted anyway because I was not properly served. (I am paying it though). I was hoping she had 30 days but she says her bank account was frozen already. The only thing I can think of is that ANOTHER collector may have frozen her account.
For a credit card, is the time frame different? Maybe 20 days? Also, her pension and social security is direct deposited into her bank. I thought they could not collect on either of those.?
Thanks very much for your time and help if you can. Have a great one!