Money I owe the bank with a overdrawn account
I had a checking account with a bank and after I took out some payday loans my account was way overdrawn. I didn't know that it was this way so I wrote some checks and they got returned to the place where I had written them at. I have already taken care of the bad checks that I had out but I am still in debt with the checking account for around $1000. They closed the account and everything but I need to know what can they do to me over this debt. I am a stay at home mom of 4 and my husband works his butt off trying to get things caught up but we are so scared that we are going to be taken to jail over this and it is the last thing that we need. Can someone help? Can you tell me if we can file bankruptcy over this.