I got divorced almost 2 years ago. When I was married I had signed on a loan with him so he could have a work truck. We had paid on it. When we got divorced, it was in the divorce decree that the truck was now his sole responsibility and the he needed to refinance it to get my name off. He never did AND this year he got it repossessed because he wasn't making payments on it. So, of course this is affecting my credit. Now, the creditor is calling me also to try and get payment for the difference that they weren't able to get. My ex has set up payment arrangements, BUT only like $25/mo. He'll never get this paid off at this rate and it will continue to affect my credit until he does pay it off or make some kind of settlement with them. I refuse to do anything, because it was HIS truck and HIS responsibility after the divorce. Is there anyone out there that has any ideas what I can do about this? Is there someway I can have my name removed and not have the creditor's end up coming after me and garnishing my wages? I've had the same job for the past 10 years where as my ex has been jumping from job to job. Please help!

I would contact the attorney that handled your divorce and ask for his/her guidance. By not refinancing - he violated a court order.

The creditor has no obligation to honor the divorce decree.

It is your EX who is in violation of this stipulation.

Talk to your divorce attorney, haul his back to court, and make him
Take care of it.

Yes, sorry, if you are forced to pay, you can then take him back and sue him. But you can be held liable for this and you can even be sued in court

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Originally Posted by dianadees914

I got divorced almost 2 years ago. When I was married I had signed on a loan with him so he could have a work truck. We had paid on it. When we got divorced, it was in the divorce decree that the truck was now his sole responsiblity and the he needed to refinance it to get my name off. He never did AND this year he got it repossessed because he wasn't making payments on it. So, of course this is affecting my credit. Now, the creditor is calling me also to try and get payment for the difference that they weren't able to get. My ex has set up payment arrangements, BUT only like $25/mo. He'll never get this paid off at this rate and it will continue to affect my credit until he does pay it off or make some kind of settlement with them. I refuse to do anything, because it was HIS truck and HIS responsibility after the divorce. Is there anyone out there that has any ideas what I can do about this? Is there someway I can have my name removed and not have the creditor's end up coming after me and garnishing my wages?? I've had the same job for the past 10 years where as my ex has been jumping from job to job. Please help!

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If your ex was ordered to do certain things and wilfully failed to comply with the order, then your remedy is to file a motion to hold him in contempt. You remain responsible for the balance owed on the contract. One possible defense is whether you were properly notified of the repo and deficiency balance; this is a technical defense and you may want your attorney's assistance.