What can a person do if they consolidated a student loan with a spouse and later got divorced. The student loan is a stipulation in the divorce decree, but apparently can not be upheld in family court. The question is now that the ex spouse has not paid their portion from the divorce decree, they are now given a default letter and 30 days to pay the full amount. What does the one that has been paying all along have to do? Any suggestions would help right now!