My mother recently passed away. The only thing in her estate is a car that she owes a personal debit on for it. The title is in her name. Do I have to pay the debit off.

Not an expert in this area. Wait for more informed people to chime in.

Are you wanting the car? If not, the car asset belongs to the lender and any remaining debt is written off. It belongs to her estate, not you.

If you want the car id expect there's some process by which you could transfer the car to your name (are you the only child, is there a will) and pay off the rest, but I'm not sure if theyd let you do installments...

If you want to keep the car, if you don't mind them taking the car, no need to. That is assuming there is not a bank account with money in it to pay on the debt.

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Originally Posted by richr

my mother recently passed away. The only thing in her estate is a car that she owes a personal debit on for it. The title is in her name. do i have to pay the debit off.

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Sorry for your loss. No life insurance, jewelry, furnishings? No medical bills? The car has a lien that must be paid, or the lender will most likely repo and sell; it there is any deficiency, it will probably forgive in this case.